It's true: your credit score is important. Having a high credit score gives you a ton of perks like better credit cards, lower interest rates, and even better insurance rates. Many people are looking at your financial responsibility (in the form of your credit score) these days. Employers, apartments, and mortgage companies are all looking at your credit score to determine your financial worthines[...]
Let's talk about money, y'all! If you've been following me on Instagram, you know that I did many things to improve my finances in 2020. For example, I got a job, paid off all my collections accounts, and raised my credit score by over 50 points. All of my money changes didn't come without several mistakes. Today I wanted to share five money mistakes I made in 2020 and how I plan to fix them going[...]
Christmas is about spending quality time with family and friends. It’s not all about getting and giving gifts. I know this… but getting and giving gifts is just so damn enjoyable! Do you love buying presents as much as I do? Good news: You don’t have to go into debt when shopping for Christmas presents. It’s totally possible to shop for Christmas on a budget while still finding great gifts[...]
I used to be a podcast hater. I thought my attention span was too short to get anything from them. Ultimately, I felt like reading books and articles was a far better way to get information and learn. Surprise— I was wrong. Of course, I still jam out to my '80s playlist in the car on the way to work or class in the mornings, but now there are a few great podcasts I make sure to listen to ea[...]
If you’re anything like me, you know deep down that you need to come up with (and stick to) a budget, but you can’t seem to find a system that works. There’s a ton of information out there about budgeting, but a lot of it is outdated and doesn’t make sense for a millennial lifestyle. Here’s a rundown of a few common personal budgeting mistakes you might be making and a list of some budge[...]
Let's talk about debt. We all have some form of debt, whether it's a credit card or a student loan. Not all debt is bad, but it can stop us from living our best lives, especially if we ignore it. Today, I wanted to share some tips for coming to terms with your debt and creating a plan to pay it off. I'm going on this debt journey with you, my friends. I've had my fair share of debt problems, even[...]
Recently, I shared on Instagram that I got my new Canon camera using Affirm. I asked if y'all would like to see a post comparing Afterpay and Affirm and how I use them. Y'all said yes. Today I am going to share a breakdown of Afterpay and Affirm. Do you use any of these services to pay for things? Which one is your favorite? read more[...]
