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In Personal Finance on
March 14, 2018

Credit 101: The College Student’s Guide to Credit Cards

They say college is one of the best times of your life and honestly, I’d have to agree. You’re making that first transition into adulthood, meeting new people, pursuing your career goals, and most importantly, you’re finally independent.

That first taste of freedom you get when moving out of your parent’s house and into a dorm freshman year is one of the best feelings of young adulthood. But with that new freedom comes much responsibility including financial responsibility.

Managing your finances can be overwhelming at first. You may or may not have some personal finance knowledge before heading to school, but one thing is for sure: you will need it.

Credit 101: The College Student's Guide to Credit Cards | Credit card companies often go after college students, which creates an uncomfortable situation and potential debt for you. Read this guest post by Michelle Dixon so you can avoid making credit mistakes.

Keep Reading, Darling

In Personal Finance on
March 7, 2018

How To Effectively Break Down Your Income Goals (So You Can Crush Them!)

Welcome to money month on The Happy Arkansan!

I decided that I wanted to dedicate all Wednesdays this month to talking about money and money management. Today’s post is going to be about something that’s been near and dear to my heart lately–breaking up and breaking down your income goals. When you have a lot of money you want to make, looking at the huge figure can be difficult AF. You can use this no matter whether or not you are a student, an online content creator, or anything in between.

In order to showcase this effectively, we are going to use a few examples:

  1. Our first example is going to be a college student called Maggie Money. Maggie lives in Arkansas where she has a part-time job, an Etsy shop where she sells cute paintings, and occasionally she babysits to make ends meet.
  2. We also have Cassidy Cash. Cassidy is a blogger and a freelance writer. She creates sponsored posts for brands, does freelance writing work for clients, and she also has an e-book that she wrote to sell to her audience.

Let’s see how these examples can break down their income goals to reach them effectively.

As a note: I am not an income or tax expert. I am not factoring every minute detail into this post. There are some things that are hard to calculate exactly, but I am going to try my hardest to do that though.

How To Effectively Break Down Your Income Goals (So You Can Crush Them!) | Want to crush your income goals in 2018? Check out this post featuring five tips on how to break down your income goals into manageable chunks so you can make more money and work efficiently.

Keep Reading, Darling

In Academics, Lifestyle on
January 9, 2017

10 Apps To Help You Save Money In College

Note: This post contains referral links and codes. All opinions are my own.

Today on the blog we are talking about saving $$$. We all want to save money on the purchases we make, but it can be so hard to keep up with finances in college. We are going to talk about managing our money, getting coupons for our purchases, and also some of my fave cash back apps. Just because you spend money, doesn’t mean you can’t keep your eye on your money and grow it. I hope that these apps help you as you purchase things in 2017.

10 Apps To Help You Save Money In College | Do you want to save money in college? Check out this post for 10 apps you can use to manage your money, invest, get coupons, and even get cash back on the things your purchase. Stretch your money further with these ten apps and websites.

Keep Reading, Darling